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Insurance companies, law enforcement, and estate planners recommend a thorough inventory of your personal property.

Statistics from the National Insurance Industry show that homeowners who have a thorough inventory collect more when submitting claims than those who do not.

Our documentation services can also assist you in estate planning, moving and storage preparation, asset liquidation and more.

The stress of loss is NO time to rely on your memory. Our services provide an accurate documented inventory of your home and possessions to ensure proper settlement at the time of a claim.

 

DIY Home Maintenance

 

 

In the modern economy that features regular increases in the cost of energy, people are looking for simple and effective ways to increase efficiency of home appliances and cut back on the bills. Fortunately, there are also a growing number of resources to help you accomplish those home maintenance chores that will save on energy costs and prevent costly repairs down the road. To get started, consider the basics of maintenance for these major home appliances.

Heating and Cooling

All systems require the free flow of air to operate at optimum efficiency. An outside condenser should be kept clear of obstructions and shaded during the summer if possible. The filter that encircles the condenser needs to be cleaned of dirt and leaves seasonally. the same goes for window units. These should be removed and sprayed down with a high-pressure hose, such as those used at car washes, at least once a year.

Refrigerator Gaskets and Condenser

The gaskets are the seals around the refrigerator doors. Close each door on a piece of paper, and see how easily the paper pulls out to determine gasket strength. These should be cleaned every 3 months or so, and damaged gaskets can be replaced cheaply by consulting the owner's manual. The condenser is on the back of the refrigerator. A dusty condenser will take more energy to do the same job. Use a vacuum cleaner hose to clean this every three months and realize further savings.

Water Heater

Though it doesn't require regular maintenance, there are some simple steps to take to prolong the life of this appliance and increase efficiency. Keep the temperature setting below 120 degrees. Higher than this will cause faster corrosion rates and sediment build-up on heating elements. You can also remove debris from the tank with an annual drain and flush procedure.

Homeowners are generally protected from maintenance mishaps by insurance. If you are renting the home, check RentersInsurance.com for a comprehensive protection solution.